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February 27, 2010  
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  Insurance Advisors Hot Topics
 

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Insurance Advisors Terms


  > Destroyed or damaged records
If your business records are destroyed or damaged by a covered peril, this insurance will compensate you for the inability to collect income and for the cost of reproducing the records.
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  > Flood
Coverage for damage caused by floods is not included in ordinary homeowners and commercial policies, but must be added as an endorsement. Flood insurance, which also covers damage caused by mudslides, is available through a program run by the Federal Insurance Administration; contact your agent or call (800) 427-4661 for more information.
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  > Preferred Provider Organization (PPO)
PPOs are comparable to indemnity plans, although they require subscribers to choose their health-care providers and health-care facilities from a preferred-provider list. Because the preferred providers have agreed to the plan's requirements, including discounted fees, subscribers have a financial incentive to stay within the network.
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   Oklahoma Insurance Advisors & Nationwide News

More Americans Struggle With Health Care Costs
NIH Federal Government - 03/02/2007

Growth In U.S. Health Care Spending Slows
NIH Federal Government - 03/02/2007

Dwindling Insurance Pushing People To Financial Brink
NIH Federal Government - 03/02/2007

Mental Health Parity Act
Federal Government - 03/02/2007

The Medigap Insurance Company
Medicare Government - 03/02/2007

Keep Health Coverage After A Job Change
Dept. of Labor - 03/02/2007

Make Sure Your Loved Ones Have Good Health Care
Dept. of Labor - 03/02/2007

Secure The Right Care In Your Later Years
Dept. of Labor - 03/02/2007

COBRA Health Benefit Provisions
Health Human Services Government - 03/02/2007

Group Insurance Coverage
Federal Government - 03/02/2007

Tips For Individual Insurance
Federal Government - 03/02/2007

NCUA Issues Interim Rule Amending Share Insurance Coverage
National Credit Union Adminstration - 07/14/2006

Hurricane Insurance Claims Paid in Mississippi Approaching $3 Billion Mark
Press Release - 07/14/2006

Progressive Group, Drive Insurance Company
Press Release - 01/18/2006

Mass Mutual Life Insurance Company Establishes Major Aid Program
press release - 12/07/2005

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Did You Know?    
 
 
Payments you receive from qualified long-term care insurance contracts will generally be excluded from income
As reimbursement of medical expenses received for personal injury or sickness under an accident and health insurance contract. Also, certain payments received under a life insurance contract on the life of a terminally or chronically ill individual (accelerated death benefits) can be excluded from income. Refer to Publication 17, Your Federal Income Tax, Chapter 13, Other Income.

 
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Latest News
  Latest Insurance related news in Oklahoma and nationwide: Mar 02, 2007 - Keep Health Coverage After A Job Change
Most individuals go through a number of life events that affect their health benefit needs and the choices they make. Ther
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Jul 14, 2006 - NCUA Issues Interim Rule Amending Share Insurance Coverage
The NCUA Board has issued an interim final rule amending share insurance to clarify coverage and implement changes require
Read more >


Jan 18, 2006 - Progressive Group, Drive Insurance Company
NEW YORK (January 12, 2006) — Drive® Insurance from Progressive ("Drive") Group President Bob Williams ra
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